An automobile accident can take a terrible toll on your physical well-being. Back and neck injuries, broken bones, burns, and even amputations are a few of the possible consequences. The metro Atlanta area is a high-traffic environment for drivers and pedestrians, and the reality is that automobile accidents occur every day. When you are involved in one of these accidents and suffer injuries as a result of the negligent, reckless, or intentionally dangerous conduct of another driver, the task of putting your life back together can feel overwhelming. Medical bills, car repairs, lost income due to missed work while rehabilitating from your injuries, and pain and suffering bring both literal and financial stress. To hold an at-fault driver responsible for your injuries and seek compensation for your losses, rely on a skilled and experienced Atlanta personal injury attorney.
Georgia is a “Fault” State for Purposes of Car Insurance
State law governs the procedure between individual drivers and their respective insurers when an automobile accident occurs. The state of Georgia has a “fault” system, as do the majority of states in U.S. In a “fault” system, an at-fault driver is responsible for any personal injuries or property damage stemming from the accident. The unfortunate reality that automobile accidents occur everyday, and the fact that these accidents are expensive in terms of medical treatment and vehicle repairs is the reason why drivers obtain auto insurance. When an accident occurs in Georgia, a claim is filed against the at-fault driver’s insurance provider. The claim is for compensation for all expenses related to the accident, and include medical bills, car repairs, and other losses. It all sounds reassuringly straightforward in the abstract. In reality, however, obtaining full compensation can be an uphill battle. There may be disputes as to which driver is responsible for an accident, or to what extent two or more drivers share responsibility. An at-fault driver may be uninsured or underinsured. Additionally, it is in an insurance provider’s interest to pay out as little compensation as possible. Each of these factors can make the claims-filing and settlement process difficult and stressful – especially at a time when you are dealing with personal injuries, damage to your vehicle, and other adverse impacts on your day-to-day life.
An Experienced Attorney Can Successfully Navigate the Claims-Filing Process
In light of the challenges in seeking full compensation for your injuries, property damage, and other losses after an auto accident with an at-fault driver, it is helpful to have assistance in the claims-filing process. An experienced Atlanta metro area automobile accident attorney can guide you through the claims-filing process, aggressively representing your interest in dealing with the at-fault driver’s insurer. A skilled attorney will work to obtain full settlement amount merited by the accident and costs wrongfully imposed on you. If necessary, a dedicated attorney can even file a personal injury lawsuit in civil court if the at-fault driver’s insurer refuses to negotiate a fair settlement.